How to apply for a payday loan and get approved quickly?

Check the payday loan qualification policy to make sure you qualify. It does no good to fill out an application if you don¡¯t qualify. It can also hurt your chances with another lender who is less strict.

Make sure someone is available to answer your questions, (see our guarantee). Many payday loan lenders leave you wondering what¡¯s going on. Although price is important, customer service is even more important. What if you are sent the wrong amount or worse, double-billed? What if the money was accidentally (no payday lender is perfect: sent to the wrong bank, etc.)

Check the better business bureau to see if there are any complaints against a payday loan lender. By the way, this won¡¯t work if the company is very new. Go with a company that has been around for at least 2 years or more (ZippyCheck has been in business since January of 2000).

Make sure the payday loan company is really licensed and regulated. For example, ZippyCheck is licensed and regulated by the State of Nevada

Be careful of your behavior to the customer service department. Being rude to the customer service department of a payday loan service will reduce your chances of getting a loan now and in the future. Would you want to give a loan to someone you barely know if they came up to you out of the blue and said nasty things to you or yelled at you? Put yourself in our shoes. We are people, and like you, we respond quicker and with more effort if treated with kindness and politeness. This doesn¡¯t guarantee approval, but it sure guarantees that you won¡¯t be declined right off the bat!